Mobiles Key » Kyocera Mobiles » payLo NB with 4 questions: Carriers + Mfgs. + Phone Styles (eg. flip vs touchscreen)?

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I have 4 questions about the KYOCERA shipped to me with my free Assurance Wireless cell phone (Model TLAKE or Kona or JAX or whatever it is, your guess is as good as mine lol):

1. Does the phone have to be designated "payLo" or can any cell phone work?
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If my preferred cell phone MUST be a "payLo" model . . .

2. Can any "payLo" model be substituted, or must it be Kyocera?
3. Can any carrier's "payLo" model be substituted, or must it be (in my case) an Assurance-branded replacement?
4. Would a Virgin payLo model work? (Virgin Mobile is the holding company for Assurance Wireless)

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